With answers to all of your mortgage questions, InterMortgages is your complete online mortgage guide, offering information, advice and links to help you understand all types of mortgages and find the best mortgage, remortgage, or home loan deals from all leading UK mortgage providers.

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Mortgages are also known as liens against property, or claims on property.

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Useful Information

Mortgage: A debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Mortgages are used by individuals and businesses wishing to make large value purchases of real estate without paying the entire value of the purchase up front. The bank has a claim on the house should the homebuyer default on paying his or her mortgage. In the case of a foreclosure, the bank may evict the home's tenants and sell the house, using the income from the sale to clear the mortgage debt.