With answers to all of your mortgage questions, InterMortgages.co.uk is your complete online mortgage guide, offering information and advice on all types of mortgages, plus access to the latest mortgage, remortgage, or home loan offers from the UK's leading mortgage providers.

Mortgages are also known as liens against property, or claims on property.

Types of Mortgage
Mortgage Search
Mortgage Providers
Applying for a Mortgage
Mortgage Costs
Mortgage Protection
Remortgaging Your Home
Useful Information

Mortgage: A debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Mortgages are used by individuals and businesses wishing to make large value purchases of real estate without paying the entire value of the purchase up front. The bank has a claim on the house should the homebuyer default on paying his or her mortgage. In the case of a foreclosure, the bank may evict the home's tenants and sell the house, using the income from the sale to clear the mortgage debt.